2819 Sw 40th St, Cape Coral, Florida 33914
Overview
- 2026041885
- Single Family Residence, Residential
- 4
- 4
- 3
- 4318 Sqft
- 0.23 Acres
- 2026
Description
Welcome to an extraordinary waterfront retreat where luxury, craftsmanship, and the ultimate Southwest Florida lifestyle come together. This stunning NEW CONSTRUCTION residence offers 3, 019 sq. ft. of impeccably designed living space, featuring 4 bedrooms PLUS a den, 3.5 baths, and an impressive 3-car garage with additional driveway parking. Did I mention, NO FLOOD INSURANCE NEEDED?! From the moment you enter, exceptional quality is evident throughout. The open, sophisticated floor plan showcases soaring tray and coffered ceilings, elegant porcelain tile and luxury vinyl flooring, impact glass windows and doors, and premium finishes selected with both style and durability in mind. A whole-home generator, spray-foam insulation, metal roof, tankless water heater, and PGT impact windows provide an exceptional combination of comfort, efficiency, and peace of mind. At the heart of the home is a true chef's kitchen, featuring commercial-grade Jenn-Air appliances, a spectacular 48-inch dual-fuel gas range, pot filler, custom cabinetry, and a spacious walk-in butler's pantry. Designed for both everyday living and impressive entertaining, this kitchen is as functional as it is beautiful. The split-bedroom floor plan offers privacy and flexibility, while the dedicated den provides the perfect space for a home office, media room, or additional retreat. The luxurious primary suite features an elegant bath with dual vanities, soaking tub, separate shower, and generous walk-in closet. Step outside and discover your own private resort. The expansive outdoor living area features a heated pool and spa, outdoor kitchen and grill, outdoor shower, screened lanai, and breathtaking canal views. Just beyond the pool, your private waterfront setup awaits with a new Williamson Bros. dock, captain's walk, 16, 000-lb. boat lift, and tiki bar—creating the perfect setting for boating, entertaining, sunset cocktails, and endless Florida days. With Gulf-access canal frontage, a private seawall, no HOA, and a location in one of Cape Coral's most desirable areas, this exceptional property offers the rare opportunity to enjoy a brand-new luxury home with an uncompromising level of detail. This is more than a home—it is the Southwest Florida lifestyle you've been waiting for. Come experience it for yourself.
What Will You Pay to Insure This Property?
Annual insurance estimates for this ZIP code, property type, and price tier. SWFL-specific breakdown.
SELLING?
We Are ONE % Commission.
Realty of Naples FL
When you list at 1% commission with Realty of Naples, Scott handles your sale personally — not a call center, not a junior agent. 35 years of Naples negotiation experience working every offer to your bottom line.
The valuation is free, the conversation is free, and there's zero obligation. The only thing you risk by reaching out is finding out how much more than 1% commission you've been paying.
608 Sw 20th Ter, Cape Coral, Florida 33991
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3606 Sw 3rd St, Cape Coral, Florida 33991
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What Does the HOA Actually Cost — and Cover?
Your true monthly payment goes well beyond the mortgage. Here's the full picture including HOA, taxes, and insurance.
Estimated Annual Property Tax — This Property
Based on Collier County millage rates and Florida exemption rules.
Around this property
How Far Is Everything from This Property?
Real drive times calculated from this address — not straight-line distance.
What Will This Home Actually Cost Over 5 & 10 Years?
Beyond the mortgage — taxes, insurance, HOA, maintenance, and projected equity. Pre-filled from this listing.
SELLING?
We Are ONE % Commission.
Realty of Naples FL
When you list at 1% commission with Realty of Naples, Scott handles your sale personally — not a call center, not a junior agent. 35 years of Naples negotiation experience working every offer to your bottom line.
The valuation is free, the conversation is free, and there's zero obligation. The only thing you risk by reaching out is finding out how much more than 1% commission you've been paying.
1% Total Commission On The Sale Of Your Home
Everything a full-service brokerage does to make your home stand out — for a 1% commission.
1
Photo Enhancement
Professional editing brings every photo to life — balanced exposure, corrected color, bright skies, and rich, true-to-life detail, finished to a magazine standard. Those first images decide whether a buyer clicks through or scrolls past. We make sure yours stop the scroll.
2
Drone Photography
Aerial photography captures the lot, the rooflines, the water or golf views, and the surrounding neighborhood. For waterfront, golf course, and acreage properties, drone imagery is often the deciding factor — showcasing proximity to the Gulf, canal access, or a private setting in a single frame.
3
Virtual Staging
Empty rooms are digitally furnished with tasteful, realistic furniture and decor, helping buyers picture themselves in the space. Staged homes consistently sell faster and for more, and virtual staging delivers that advantage at a fraction of the cost of physical staging. We tailor each room to the buyer most likely to purchase.
4
3D Virtual Tours
Immersive, interactive walkthroughs let buyers explore every room on their own time, from anywhere in the country. With a true sense of layout, flow, and scale, a 3D tour pre-qualifies interest. For our many Northeast clients moving to Southwest Florida, it's often the tool that lets them decide on a home they've never set foot in.
5
Cinematic Storytelling
Professionally produced video tours walk buyers through the home and the lifestyle around it. We craft each video as a story — pacing the reveal of key spaces, highlighting the features buyers care about most, and capturing the feel of the home. This is the content that gets shared, saved, and remembered, extending your listing's reach far beyond the MLS.
6
Luxury Presentation
Your home is presented with the polish high-end buyers expect — refined layouts, premium imagery, and placement built to stand out. From the headline copy to the order of the photos, every detail is intentional, designed to communicate value and justify your asking price. For luxury and estate properties we expand into print exposure, magazine features, and dedicated campaigns.
Who Lives Here — and What Has the Market Done?
Demographics and 5-year price trends for this area. Key data for buyers relocating from the Northeast.
Days on Market & Price History
Listing activity for this property.
Schools Serving This Property
Public school assignments for this address based on ZIP code boundaries.
Price Per Sq Ft — How Does This Home Compare?
Flood Risk Assessment — This Property
Hurricane Risk Assessment — This Property
Historical storm track data and risk scoring for this ZIP code.
Estimate Your Monthly Payment
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Interested in this property?
Realty of Naples represents buyers and sellers across Southwest Florida at 1% commission. Whether you want to schedule a showing or list your own home, our team saves you tens of thousands compared to a traditional brokerage.
9 Hines Ave, Lehigh Acres, Florida 33936
- $35,000
- 0.5001 Acres
- Land
3331 Embers Pkwy W, Cape Coral, Florida 33993
- $250,000
- 0.291 Acres
- Land
Details
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Property ID 2026041885
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Price $1,595,000
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Property Size 4318 Sqft
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Land Area 0.23 Acres
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Bedrooms 4
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Bathrooms 4
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Garages 3
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Year Built 2026
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Property Status Active, For Sale
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Property Type Single Family Residence, Residential
Additional details
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Roof Metal
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Cooling Ceiling Fan(s), Central Electric
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Heating Central Electric
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Flooring Tile, Vinyl
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County Lee
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Property Type Residential
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Pool Concrete, Custom Upgrades, Gas Heat
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Parking Driveway Paved, Attached
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Waterfront Canal Front, Seawall
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Architectural Style Ranch, Single Family
- Scott Cowan
