1932 Se 21st St, Cape Coral, Florida 33990
Overview
- 2026043584
- Single Family Residence, Residential
- 3
- 3
- 3
- 3354 Sqft
- 0.344 Acres
- 2003
- 4
Description
From the moment you enter through the gated courtyard, breathtaking intersecting canal views steal the show at this exceptional GULF-ACCESS waterfront home! Welcome to your slice of paradise in Cape Coral's desirable Four Mile Cove SE Enclave. Framed by pristine landscaping, stately concrete columns and timeless Mediterranean architecture, this custom-built Arthur Rutenberg Manchester home blends coastal living with thoughtful design. Set on an oversized 0.34-acre, three-lot property with 120 feet of seawall and an estimated 19-minute boat ride to open water, this is Gulf-access Florida living at its finest! Inside, discover 2, 670 square feet of beautifully designed living space and 3, 354 square feet in total, with sweeping canal views from the main living areas, open kitchen and primary suite. The split-bedroom floor plan offers 3 bedrooms plus a den, 2 full baths and a half bath. Eight-foot doors, crown molding, leaded-glass entry doors with Baldwin hardware and upgraded wood shelving in every closet add custom charm. The open kitchen features a Miele dishwasher with water-softening feature and a newer microwave. The primary suite offers dual walk-in closets, an ensuite bath and sliders to the lanai. And let's talk about outdoor living! An extraordinary 62-foot picture-window lanai screen puts those panoramic water views on full display. Imagine slow mornings with coffee by the water, sunny afternoons beside the resurfaced pool (2023) and spa with 12-panel solar pool heating (2023), and evenings entertaining around the outdoor kitchen with sink, propane grill, refrigerator and TV. A newer variable-speed pool pump adds efficiency. Sliders from the living room, family room and primary suite connect indoors and out, while motorized shades on all lanai doors add comfort at the touch of a button. Love being on the water? Your private setup includes premium WearDeck dock decking, a full captain's walk, 7, 000-pound boat lift and protective canopy. There's even a separate dockside sitting area, perfect for sunset drinks or watching boats cruise by. Head out to explore Southwest Florida's waterways, then return to your peaceful waterfront retreat. The three-car garage features polyaspartic flooring, built-in shelving, insulated doors and an electrical transfer switch for generator hookup. A 2023 flat tile roof and gutters, 2019 HVAC, 2025 water heater with recirculation, Rain Bird digital irrigation and full hurricane protection add everyday comfort and ease. With no HOA fees, breathtaking canal views and boating adventures right outside your door, this home also includes a one-year home warranty for added peace of mind as you settle into your new slice of paradise. All that's left to do is soak up the sunshine and start living the coastal dream!
What Will You Pay to Insure This Property?
Annual insurance estimates for this ZIP code, property type, and price tier. SWFL-specific breakdown.
SELLING?
We Are ONE % Commission.
Realty of Naples FL
When you list at 1% commission with Realty of Naples, Scott handles your sale personally — not a call center, not a junior agent. 35 years of Naples negotiation experience working every offer to your bottom line.
The valuation is free, the conversation is free, and there's zero obligation. The only thing you risk by reaching out is finding out how much more than 1% commission you've been paying.
608 Sw 20th Ter, Cape Coral, Florida 33991
608 SW 20th TER, 33991, Cape Coral, CAPE CORALResidential - Single Family Residence
105 Sw 33rd Pl, Cape Coral, Florida 33991
105 SW 33rd PL, 33991, Cape Coral, CAPE CORALResidential - Single Family Residence
3606 Sw 3rd St, Cape Coral, Florida 33991
3606 SW 3rd ST, 33991, Cape Coral, CAPE CORALResidential - Single Family Residence
What Does the HOA Actually Cost — and Cover?
Your true monthly payment goes well beyond the mortgage. Here's the full picture including HOA, taxes, and insurance.
Estimated Annual Property Tax — This Property
Based on Collier County millage rates and Florida exemption rules.
Around this property
How Far Is Everything from This Property?
Real drive times calculated from this address — not straight-line distance.
What Will This Home Actually Cost Over 5 & 10 Years?
Beyond the mortgage — taxes, insurance, HOA, maintenance, and projected equity. Pre-filled from this listing.
SELLING?
We Are ONE % Commission.
Realty of Naples FL
When you list at 1% commission with Realty of Naples, Scott handles your sale personally — not a call center, not a junior agent. 35 years of Naples negotiation experience working every offer to your bottom line.
The valuation is free, the conversation is free, and there's zero obligation. The only thing you risk by reaching out is finding out how much more than 1% commission you've been paying.
1% Total Commission On The Sale Of Your Home
Everything a full-service brokerage does to make your home stand out — for a 1% commission.
1
Photo Enhancement
Professional editing brings every photo to life — balanced exposure, corrected color, bright skies, and rich, true-to-life detail, finished to a magazine standard. Those first images decide whether a buyer clicks through or scrolls past. We make sure yours stop the scroll.
2
Drone Photography
Aerial photography captures the lot, the rooflines, the water or golf views, and the surrounding neighborhood. For waterfront, golf course, and acreage properties, drone imagery is often the deciding factor — showcasing proximity to the Gulf, canal access, or a private setting in a single frame.
3
Virtual Staging
Empty rooms are digitally furnished with tasteful, realistic furniture and decor, helping buyers picture themselves in the space. Staged homes consistently sell faster and for more, and virtual staging delivers that advantage at a fraction of the cost of physical staging. We tailor each room to the buyer most likely to purchase.
4
3D Virtual Tours
Immersive, interactive walkthroughs let buyers explore every room on their own time, from anywhere in the country. With a true sense of layout, flow, and scale, a 3D tour pre-qualifies interest. For our many Northeast clients moving to Southwest Florida, it's often the tool that lets them decide on a home they've never set foot in.
5
Cinematic Storytelling
Professionally produced video tours walk buyers through the home and the lifestyle around it. We craft each video as a story — pacing the reveal of key spaces, highlighting the features buyers care about most, and capturing the feel of the home. This is the content that gets shared, saved, and remembered, extending your listing's reach far beyond the MLS.
6
Luxury Presentation
Your home is presented with the polish high-end buyers expect — refined layouts, premium imagery, and placement built to stand out. From the headline copy to the order of the photos, every detail is intentional, designed to communicate value and justify your asking price. For luxury and estate properties we expand into print exposure, magazine features, and dedicated campaigns.
Who Lives Here — and What Has the Market Done?
Demographics and 5-year price trends for this area. Key data for buyers relocating from the Northeast.
Days on Market & Price History
Listing activity for this property.
Schools Serving This Property
Public school assignments for this address based on ZIP code boundaries.
Price Per Sq Ft — How Does This Home Compare?
Flood Risk Assessment — This Property
Hurricane Risk Assessment — This Property
Historical storm track data and risk scoring for this ZIP code.
Estimate Your Monthly Payment
Pre-filled with data from this listing. Adjust any field.
Interested in this property?
Realty of Naples represents buyers and sellers across Southwest Florida at 1% commission. Whether you want to schedule a showing or list your own home, our team saves you tens of thousands compared to a traditional brokerage.
9 Hines Ave, Lehigh Acres, Florida 33936
- $35,000
- 0.5001 Acres
- Land
3331 Embers Pkwy W, Cape Coral, Florida 33993
- $250,000
- 0.291 Acres
- Land
Details
-
Property ID 2026043584
-
Price $999,900
-
Property Size 3354 Sqft
-
Land Area 0.344 Acres
-
Bedrooms 3
-
Bathrooms 3
-
Rooms 4
-
Garages 3
-
Year Built 2003
-
Property Status Active, For Sale
-
Property Type Single Family Residence, Residential
Additional details
-
Roof Tile
-
Cooling Central Electric
-
Heating Central Electric
-
Flooring Carpet, Tile
-
County Lee
-
Property Type Residential
-
Pool Below Ground, Concrete, Equipment Stays, Solar Heat, Screen Enclosure
-
Parking Driveway Paved, Attached
-
Elementary School CALOOSA ELEMENTARY SCHOOL
-
Middle School CALOOSE MIDDLE SCHOOL
-
High School CAPE CORAL HIGH SCHOOL
-
Waterfront Canal Front, Intersecting Canal
-
Architectural Style Ranch, Single Family
- Scott Cowan
