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24340 Woodsage Dr, Bonita Springs, Florida 34134

  • $2,225,000

24340 Woodsage Dr, Bonita Springs, Florida 34134

  • $2,225,000

Overview

  • 226007584
    Property ID
  • Single Family Residence, Residential
    Property Type
  • 4
    Bedrooms
  • 4
    Bathrooms
  • 2
    Garages
  • 5771 Sqft
    Area Size
  • 0.569 Acres
    Land Area
  • 1996
    Year Built

Description

WOW FACTOR ON WOODSAGE!! With its unique and highly desirable setting within Pelican Landing, this 1/2-Acre +, perfectly placed, private, WESTERN "SUNSET" REAR EXPOSURE, EXPANSIVE LAKE AND PRESERVE VIEW, completely transformed home will leave you saying "WOW!!! : ) From the amazing curb appeal, to the grande, nearly 12ft tall "statement making" iron double front entry doors, this home is sure to please! Select features include a reimagined open floor plan, now with a seamless connection of the spacious living room and family room, NEW ROOF IN 2020, soaring tall ceilings, feature wall with electric fireplace, tall sliding glass doors and large windows throughout letting in wonderful natural light and blending the indoor and outdoor space, newer LVP and Porcelain tile flooring throughout (no carpet), gorgeous remodeled kitchen featuring amazing windows, sleek custom soft close cabinets, Kitchenaid Stainless Steel Appliances with gas range, "showpiece" kitchen island with waterfall edge exotic granite countertops and stunning 4-person breakfast bar wrapped in patinated copper. Additional features include gorgeous custom light fixtures throughout, crown molding, ample recessed lighing, spacious master suite with HUGE walk-in closet, fully renovated en-suite bath featuring a large soaking tub, frameless glass, multi-person walk-in-shower and two large vanities; for the guest enjoy 3 spacious guest bedrooms, 3 gorgeous and fully remodeled dual faucet guest bathrooms, extra large laundry room with tons of cabinets and laundry sink, 2 AIR CONDITIONERS (2020 and 2017), NEW WATER HEATER (2025), NEW POOL HEATER IN (2021), and so much more! For the outdoors, you will enjoy one of the most spectacular lots that Pelican has to offer!! Boasting over a 1/2 acre of land highlighted by expansive layered views of sparkling lake and private preserve enjoy spectacular nightly sunsets and bird watching from your very own backyard oasis!! Additional outdoor features include, a large covered lanai, renovated pool and spa, marble decking, picture window frame screened pool enclosure, outdoor grill and bar, side-yard BBQ pit, long brick paver driveway for plenty of parking, beautiful landscaping, 100 gallon propane tank servicing the kitchen range and outdoor grill, electric storm shutters on the back, manual crank down shutters on the south side and manual shutters for the front and north side, extra storage in the 2 1/2 CAR GARAGE, and so much more!! Pelican Landing is an ideally located community with its own 34-acre private beach park and shuttle boat included in the fees!! Additional amenities include, tennis, pickleball, walking trails, kayak launch/park, fitness center, planned activities, cable and internet, irrigation water and so much more!! This home is located close to the area's best shopping, dining, entertainment and everything that SW Florida has to offer!! Call today for your private showing now!!

Asking Price
Bedrooms
Bathrooms
Sq Ft
Type
Year Built
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Seller Net Sheet
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Property Details
Listing Info
Status
List Price
Property ID
County
Year Built
Land Area
Rooms & Parking
Bedrooms
Bathrooms
Garages
Living Area
HOA / Month
Parking
Construction
Style
Roof
Flooring
Cooling
Heating
Pool
Community & Setting
Waterfront
Property Type
Features
Insurance Cost Estimator

What Will You Pay to Insure This Property?

Annual insurance estimates for this ZIP code, property type, and price tier. SWFL-specific breakdown.

Estimated Total Annual Insurance
All coverages combined estimate
Monthly Reserve
Risk Factors for This Property
Wind Zone
Flood Zone (typical)
Hurricane Exposure
Roof Age ImpactSignificant — verify age
Citizens Eligibility
Post-Ian MarketRates elevated 30–60% vs 2021
Active Carriers in This Market
Citizens Property Insurance
Florida's insurer of last resort. Available if private market declines. Strict eligibility rules post-2023 reforms.
Universal Property & Casualty
One of the largest private carriers still writing in SWFL. Rates have increased significantly since Ian.
Florida Peninsula Insurance
Active in Collier and Lee County. Competitive for newer construction homes.
Security First Financial
Writing policies in SWFL. Strong for homes with impact windows and newer roofs.
Chubb / AIG (Luxury tier)
For homes above $1M. Offers agreed-value policies and broader coverage. Rates are higher but coverage is more comprehensive.
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Impact Windows = Lower PremiumVerified impact-rated windows and doors can reduce wind premium by 15–30%. Always request the wind mitigation credit report from seller.
📋
Roof Age is CriticalMost SWFL carriers will not write policies on roofs over 15 years old. A roof over 10 years old triggers higher premiums. Request permit history before making an offer.
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Elevation Certificate Saves MoneyFor flood insurance, an elevation certificate showing the home is above Base Flood Elevation can cut NFIP premiums by 50% or more.
Get Quotes Before ClosingIn SWFL's current market, insurance quotes must be in hand before removing financing contingencies. Some homes in high-risk zones cannot be insured at any reasonable price.
Insurance estimates are ranges based on current SWFL market conditions, ZIP code risk profiles, property type, and price tier. Actual premiums depend on specific carrier, coverage selections, roof age, construction type, wind mitigation credits, elevation certificate, and claims history. These are estimates only — not quotes. Always obtain binding quotes from licensed Florida insurance agents before closing. The SWFL insurance market has been volatile since Hurricane Ian (2022) and rates continue to change. Estimates reflect approximate 2024-2025 market conditions.
HOA Deep Dive

What Does the HOA Actually Cost — and Cover?

Your true monthly payment goes well beyond the mortgage. Here's the full picture including HOA, taxes, and insurance.

Purchase Price
$
HOA / Month
$
Interest Rate
%
Down Payment
%
Monthly CostMonthlyAnnual
Monthly Payment Breakdown
Mortgage Only vs True Monthly Cost
What HOA Fees Typically Cover in This Price Range
HOA fee is sourced from MLS listing data. Tax estimate uses Collier/Lee County effective millage rates applied to purchase price. Insurance estimate is based on ZIP code risk profile. Actual costs vary — always request the HOA's current budget, reserve study, and financials before closing. Buyers have a right to review HOA documents during the inspection period.
Property Tax Estimate

Estimated Annual Property Tax — This Property

Based on Collier County millage rates and Florida exemption rules.

Estimated Annual Tax
Without homestead exemption
Monthly Tax Reserve
Budget this for escrow
Effective Tax Rate
Collier County
Millage Rate
Per $1,000 assessed value
Florida Tax Exemptions Available
Homestead Exemption
$50,000 off assessed value for primary Florida residence. First $25K applies to all taxes; second $25K applies to non-school levies.
Non-primary
Save Our Homes Cap
Once homestead is established, annual assessed value increases are capped at 3% or CPI — whichever is lower. Massive long-term savings.
If primary
No State Income Tax
Florida has no personal income tax. For high-net-worth buyers relocating from NY, NJ, or CT, this often offsets property tax entirely.
Always applies
Senior / Disability Exemptions
Additional exemptions available for residents 65+ with income below county threshold, and for certain disabilities. County-specific.
Income-based
Tax Breakdown by Millage District
Collier County General
School Board (state)
School Board (local)
Water Management District
City of Naples (if applicable)
Special Districts / Other
Estimated Annual Total
Tax Scenarios
No Exemption
Investment / second home / new buyer first year
With Homestead
Primary Florida residence, $50K assessed value reduction
After 5 Years SOH
Save Our Homes cap — estimated if market rises 5%/yr
New York Comparison
Equivalent NY effective rate ~1.7% — FL is lower
Estimates use Collier County Property Appraiser published millage rates for tax year 2024. Assessed value for a new purchase is typically set near the purchase price in the first year; subsequent years are subject to Save Our Homes caps if homestead is established. This is an estimate only — not a tax bill. Verify current millage rates and exemption eligibility with the Collier County PAO and a qualified tax advisor.
What's Nearby

Around this property

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Drive Time Analysis

How Far Is Everything from This Property?

Real drive times calculated from this address — not straight-line distance.

Downtown Naples
min
5th Avenue South
Dining, galleries & boutiques
RSW Airport
min
SW Florida Intl Airport
Fort Myers — nearest major airport
Luxury Shopping
min
Mercato
Dining, Whole Foods & boutiques
Top Hospital
min
NCH Baker Hospital
Naples Community Health — Level II
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Gulf Beach
min
Naples Beach (Gulf Shore Blvd)
🛒
Whole Foods
min
Whole Foods Naples
Naples Airport
min
Naples Municipal (APF)
🏌
Tiburón Golf
min
Tiburón at Ritz-Carlton
Drive times calculated using OSRM open-source routing via OpenStreetMap road network data. Times reflect typical driving conditions and may vary with traffic. Distances shown in miles.
True Cost of Ownership

What Will This Home Actually Cost Over 5 & 10 Years?

Beyond the mortgage — taxes, insurance, HOA, maintenance, and projected equity. Pre-filled from this listing.

Purchase Price
$
Down Payment
%
Interest Rate
%
HOA / Month
$
5-Year View
10-Year View
Equity & Appreciation
Cost CategoryAnnualYear 3Year 55-Yr Total
5-Year Cost Breakdown by Category
Cost CategoryAnnualYear 5Year 1010-Yr Total
10-Year Cost Breakdown by Category
Scenario5-Year Equity10-Year Equity
Equity Growth vs Total Cost Paid — Naples Historical Avg (~5%/yr)
True cost of ownership calculations are estimates based on inputs provided and SWFL market averages. Mortgage P&I uses standard amortization. Property tax uses the effective rate at purchase price. Insurance uses ZIP-based estimates. Maintenance reserve is set at 1% of purchase price annually — a conservative industry standard. HOA fees are pre-filled from MLS data where available. Appreciation scenarios are illustrative — Naples has averaged approximately 5% annual appreciation over the past 10 years but past performance does not guarantee future results. This calculator is for planning purposes only and is not a financial guarantee.
Neighborhood Profile

Who Lives Here — and What Has the Market Done?

Demographics and 5-year price trends for this area. Key data for buyers relocating from the Northeast.

DemographicThis ZIPFL Avg
Household Income Distribution
Median Home Price — 5-Year History
Where Buyers Are Coming From — Top States Moving to SWFL
Demographic data is sourced from U.S. Census Bureau American Community Survey (ACS) 5-year estimates and USPS migration data. Median home prices are based on SWFL MLS closed sales data and Zillow Research ZIP-level estimates. Migration data sourced from IRS SOI migration patterns and Florida Department of Revenue. All figures are estimates and may not reflect the most current market conditions. For current market data, contact Scott Cowan for a full market analysis.
Listing History

Days on Market & Price History

Listing activity for this property.

Days on market and price history are sourced from MLS data fields available on this page. For closed or off-market listings, full history may not be available in the public feed. Always verify current listing status with your agent.
School District

Schools Serving This Property

Public school assignments for this address based on ZIP code boundaries.

School District
District Rating
County
District Website
Notable Private Schools in the Area
School assignments are based on ZIP code boundaries and are subject to change. Always verify current school zoning directly with the district before purchasing. Ratings sourced from Florida Department of Education school grades and GreatSchools data. Florida DOE School Grades →
Pricing Analysis

Price Per Sq Ft — How Does This Home Compare?

This Home
per sq ft asking price
ZIP Average
Active listings in this ZIP
vs ZIP Average
vs area market
Home Size
sq ft living area
$/Sq Ft — This Home vs Naples Market Benchmarks
ZIP code averages are estimated benchmarks based on publicly available Southwest Florida MLS data ranges and are provided for context only — not a formal appraisal. Actual market averages change daily. Contact Scott Cowan for a current comparative market analysis (CMA) at no obligation.
Flood Zone & Insurance Risk

Flood Risk Assessment — This Property

FEMA Flood Zone
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Flood Insurance
Annual estimate
Flood Required?
If federally backed mortgage
Annual Risk Level
Chance of flooding per year
FEMA Flood Zone Reference
Zone X
Minimal risk — outside 500-yr flood plain
Zone AE
High risk — 1% annual chance, base flood elevations determined
Zone VE
Highest risk — coastal with wave action, mandatory insurance
Zone A
High risk — 1% annual chance, no base elevation data
Flood zone data sourced from the FEMA National Flood Hazard Layer (NFHL) via the FEMA Map Service Center API. Insurance estimates are ranges based on FEMA NFIP rate tables for Southwest Florida and are not a quote. Actual premiums depend on elevation certificate, building characteristics, and coverage selections. Always obtain a formal flood insurance quote before closing. Verify on FEMA.gov →
Hurricane Risk

Hurricane Risk Assessment — This Property

Historical storm track data and risk scoring for this ZIP code.

Composite Hurricane Risk Score
/100
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Storms Within 50mi
Since 1851 (NOAA records)
Cat 3+ Within 50mi
Major hurricane tracks
Last Direct Hit
Nearest landfall
Avg Return Period
Years between major events
Notable Storms — Collier & Lee County (1950–2024)
Ian
2022
Cat 5
Irma
2017
Cat 3
Wilma
2005
Cat 3
Charley
2004
Cat 4
Donna
1960
Cat 4
Milton
2024
Cat 3
What to Ask Before You Buy
Impact Windows & Doors
Verify all openings are impact-rated. Retrofitting after purchase costs $30,000–$80,000+ on a large home. Ask seller for permits.
📋
Roof Age & Material
Insurance carriers in SWFL require roofs under 15 years old. Metal or concrete tile preferred. Request roof permit and last inspection report.
🔌
Generator & Transfer Switch
Whole-home generator is standard at the luxury tier. Verify fuel type (natural gas preferred), capacity, and last service date.
🏘
Evacuation Zone
Collier County uses zones A–E. Zone A is highest risk and evacuates first. Check Collier County EM for this address.
Risk scoring is based on NOAA HURDAT2 historical storm track data (1851–2024) and Collier/Lee County proximity analysis. This is a historical risk assessment, not a forecast. All construction in Florida must meet the Florida Building Code hurricane standards enacted after 2002. Verify current insurance availability and windstorm coverage requirements with a licensed Florida insurance agent before purchase.
Mortgage Calculator

Estimate Your Monthly Payment

Pre-filled with data from this listing. Adjust any field.

Purchase PriceFrom this listing
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Down Payment
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Interest Rate
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Loan Term
years
Property Tax Rate
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Home InsuranceAnnual premium
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Monthly HOA Fees
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PMI RateRequired if down payment < 20%
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⚠️ Your down payment is below 20% — PMI is included in the total. PMI is typically removed once you reach 20% equity. At this price tier most lenders require jumbo loan terms; consult your lender for exact PMI structure.
This calculator provides estimates only. Actual payments depend on lender-specific rates, points, closing costs, and escrow requirements. Property tax uses the effective rate applied to purchase price — assessed value may differ after purchase. Consult a licensed mortgage professional before making financial decisions.
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Details

  • Property ID 226007584
  • Price $2,225,000
  • Property Size 5771 Sqft
  • Land Area 0.569 Acres
  • Bedrooms 4
  • Bathrooms 4
  • Garages 2
  • Year Built 1996
  • Property Status Closed, For Sale
  • Property Type Single Family Residence, Residential

Additional details

  • Association Fee 3478
  • Roof Tile
  • Cooling Central Electric
  • Heating Central Electric
  • Flooring Laminate, Tile
  • County Lee
  • Property Type Residential
  • Pool Below Ground, Concrete, Electric Heat
  • Parking Attached
  • Community Features Clubhouse, Fitness Center, Golf, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Waterfront Lake
  • Architectural Style Ranch, Single Family