Overview
- 2026014346
Property ID
- Single Family Residence, Residential
Property Type
- 4
Bedrooms
- 4
Bathrooms
- 2
Garages
- 6739 Sqft
Area Size
- 0.3443 Acres
Land Area
- 1988
Year Built
Description
This waterfront **POOL** home in Cape Coral is situated on a highly desirable **TRIPLE LOT** on Lake Saratoga, **30 ACRE LAKE** part of the city’s network of seven interconnected freshwater lakes. Positioned entirely within **FLOOD ZONE X** the home requires no flood insurance and experienced zero flooding from past storms. Buyers will benefit from low-cost insurance options, supported by a recent wind mitigation report that is available upon request. Additionally, ***CITY WATER AND SEWER** with **ASSESSMENTS PAID** plus the property has **NO HOA**. Only **$188/SQFT!** The exterior is uniquely equipped to maximize the stunning lakefront location. A standout feature is the convenient, gently sloped **PRIVATE BOAT RAMP** located directly on the lot, allowing for the easy launch of kayaks, canoes, paddleboards, and small watercraft straight into miles of navigable freshwater. The waterfront infrastructure also includes an exceptionally long wooden dock complete with a Tiki Hut, offering a shaded space for daytime relaxation and outdoor entertaining. Because the property boasts **PANORAMIC**, unobstructed views of the lake, the dock serves as an ideal vantage point for watching spectacular daily **SUNRISE & SUNSETS** over the water! Inside, the home offers a functional and open floor plan designed to capture abundant natural light and direct water views. For buyers interested in **MULTI-GENERATIONAL** living or increasing the home's footprint, architectural plans are already available to add a **MOTHER-IN-LAW SUITE**. This proposed addition provides an excellent opportunity to customize the property to comfortably accommodate extended family, long-term guests, or additional rental capacity. From an investment standpoint, this property serves as a perfect rental opportunity. With absolutely no HOA and **ZERO RENTAL RESTRICTIONS** the home can be fully utilized as a short-term vacation rental or a standard annual lease. The powerful combination of a sprawling triple lot, direct water access, and significant expansion potential makes this a highly versatile and valuable asset. Located in an established, quiet residential neighborhood, the property remains peacefully secluded while offering close proximity to Cape Coral’s dining, shopping, and commercial centers.
What Will You Pay to Insure This Property?
Annual insurance estimates for this ZIP code, property type, and price tier. SWFL-specific breakdown.
SELLING?
We Are ONE % Commission.
Realty of Naples FL
When you list at 1% commission with Realty of Naples, Scott handles your sale personally — not a call center, not a junior agent. 35 years of Naples negotiation experience working every offer to your bottom line.
The valuation is free, the conversation is free, and there's zero obligation. The only thing you risk by reaching out is finding out how much more than 1% commission you've been paying.
1030 Sw 15th Ave, Cape Coral, Florida 33991
1030 SW 15th AVE, 33991, Cape Coral, CAPE CORALResidential - Single Family Residence
- Single Family Residence, Residential
- 4 Bedrooms
- 3 Bathrooms
- 3 Garages
- 0.23 Acres
3054 Coco Ave, Naples, Florida 34112
3054 Coco AVE, 34112, Naples, SABAL SHORESLand -
- Land
- 0.3 Acres
20641 Napa Loop, Estero, Florida 33928
20641 Napa LOOP, 33928, Estero, VERDANA VILLAGEResidential - Single Family Residence
- Single Family Residence, Residential
- 3 Bedrooms
- 3 Bathrooms
- 2 Garages
- 0.1798 Acres
What Does the HOA Actually Cost — and Cover?
Your true monthly payment goes well beyond the mortgage. Here's the full picture including HOA, taxes, and insurance.
Estimated Annual Property Tax — This Property
Based on Collier County millage rates and Florida exemption rules.
Around this property
How Far Is Everything from This Property?
Real drive times calculated from this address — not straight-line distance.
What Will This Home Actually Cost Over 5 & 10 Years?
Beyond the mortgage — taxes, insurance, HOA, maintenance, and projected equity. Pre-filled from this listing.
SELLING?
We Are ONE % Commission.
Realty of Naples FL
When you list at 1% commission with Realty of Naples, Scott handles your sale personally — not a call center, not a junior agent. 35 years of Naples negotiation experience working every offer to your bottom line.
The valuation is free, the conversation is free, and there's zero obligation. The only thing you risk by reaching out is finding out how much more than 1% commission you've been paying.
1% Total Commission On The Sale Of Your Home
Everything a full-service brokerage does to make your home stand out — for a 1% commission.
1
Photo Enhancement
Professional editing brings every photo to life — balanced exposure, corrected color, bright skies, and rich, true-to-life detail, finished to a magazine standard. Those first images decide whether a buyer clicks through or scrolls past. We make sure yours stop the scroll.
2
Drone Photography
Aerial photography captures the lot, the rooflines, the water or golf views, and the surrounding neighborhood. For waterfront, golf course, and acreage properties, drone imagery is often the deciding factor — showcasing proximity to the Gulf, canal access, or a private setting in a single frame.
3
Virtual Staging
Empty rooms are digitally furnished with tasteful, realistic furniture and decor, helping buyers picture themselves in the space. Staged homes consistently sell faster and for more, and virtual staging delivers that advantage at a fraction of the cost of physical staging. We tailor each room to the buyer most likely to purchase.
4
3D Virtual Tours
Immersive, interactive walkthroughs let buyers explore every room on their own time, from anywhere in the country. With a true sense of layout, flow, and scale, a 3D tour pre-qualifies interest. For our many Northeast clients moving to Southwest Florida, it's often the tool that lets them decide on a home they've never set foot in.
5
Cinematic Storytelling
Professionally produced video tours walk buyers through the home and the lifestyle around it. We craft each video as a story — pacing the reveal of key spaces, highlighting the features buyers care about most, and capturing the feel of the home. This is the content that gets shared, saved, and remembered, extending your listing's reach far beyond the MLS.
6
Luxury Presentation
Your home is presented with the polish high-end buyers expect — refined layouts, premium imagery, and placement built to stand out. From the headline copy to the order of the photos, every detail is intentional, designed to communicate value and justify your asking price. For luxury and estate properties we expand into print exposure, magazine features, and dedicated campaigns.
Who Lives Here — and What Has the Market Done?
Demographics and 5-year price trends for this area. Key data for buyers relocating from the Northeast.
Days on Market & Price History
Listing activity for this property.
Schools Serving This Property
Public school assignments for this address based on ZIP code boundaries.
Price Per Sq Ft — How Does This Home Compare?
Flood Risk Assessment — This Property
Hurricane Risk Assessment — This Property
Historical storm track data and risk scoring for this ZIP code.
Estimate Your Monthly Payment
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Interested in this property?
Realty of Naples represents buyers and sellers across Southwest Florida at 1% commission. Whether you want to schedule a showing or list your own home, our team saves you tens of thousands compared to a traditional brokerage.
626 S Golf DR, NAPLES FL 34102
- $12,995,000
- Beds: 6
- Baths: 7
- Garages: 3
- 0.37 Acres
- Single Family Residence, Residential
5174 Sycamore Dr, Naples, Florida 34119
- $3,800,000
- Beds: 6
- Baths: 5
- Garages: 3
- 2.27 Acres
- Single Family Residence, Residential
Details
-
Property ID 2026014346
-
Price $750,000
-
Property Size 6739 Sqft
-
Land Area 0.3443 Acres
-
Bedrooms 4
-
Bathrooms 4
-
Garages 2
-
Year Built 1988
-
Property Status Pending, For Sale
-
Property Type Single Family Residence, Residential
Additional details
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Roof Shingle
-
Cooling Ceiling Fan(s), Central Electric
-
Heating Central Electric
-
Flooring Tile
-
County Lee
-
Property Type Residential
-
Pool Below Ground, Concrete, Equipment Stays, Electric Heat
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Parking Circular Driveway, Driveway Paved, Attached
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Elementary School CALOOSA ELEMENTARY; DIPLOMAT ELEMENTARY
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Middle School CALOOSA MIDDLE
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High School CAPE CORAL HIGH
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Waterfront Fresh Water, Lake, Seawall
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Architectural Style Two Story, Single Family
- Scott Cowan
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