Southwest Florida's Only 1% Commission Specialists — Save $40,000 on a $1M Sale · 35 Years Experience
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What You Save – 1% Commission- [35 Years in Real Estate]

Your Savings — Calculated Instantly

See Exactly What You Keep When You Sell at 1%

Most Naples homeowners hand over $50,000–$100,000+ in commission fees without ever questioning it. Our 1% listing fee changes that math dramatically — without changing the quality of service, the marketing reach, or the negotiation expertise.

Enter your home's value and see the difference in seconds.

Commission Savings Calculator
Enter your estimated sale price to see your savings
$
$200K$5M
Traditional commission (6%) $60,000
Our commission (1%) $10,000
You save $50,000
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The Savings Across Common Naples Price Points

$500,000
Traditional (6%): $30,000
Ours (1%): $5,000
$25,000
You Save
$750,000
Traditional (6%): $45,000
Ours (1%): $7,500
$37,500
You Save
$1,000,000
Traditional (6%): $60,000
Ours (1%): $10,000
$50,000
You Save
$2,000,000
Traditional (6%): $120,000
Ours (1%): $20,000
$100,000
You Save

* Traditional = 6% total commission paid by seller. Ours = 1% listing commission only.

What Could You Do With $20,000–$100,000?

$20,000
Saved on a $1M sale
Your next home's down payment contribution
$20,000 is a meaningful addition to your next purchase's down payment — reducing your mortgage, your monthly payment, and your long-term interest cost.
$40,000
Saved on a $2M sale
A full year of retirement income
For many Naples sellers transitioning into retirement, $40,000 represents 12+ months of living expenses — or a significant addition to an investment portfolio.
$75,000
Saved on a $2.5M sale
A complete home renovation budget
$75,000 funds a full kitchen renovation, master bath upgrade, or major landscaping project on your next home — paid for entirely by what you kept from your commission savings.
$100,000
Saved on a $3.3M sale
An investment account that grows
$100,000 invested at a modest 6% annual return becomes $179,000 in 10 years. The commission you save today compounds into significantly more tomorrow.
$150,000
Saved on a $5M sale
A boat. A vacation home. Your choice.
At the highest Naples price points, the commission savings aren't incremental — they're life-changing. $150,000 is a major financial asset returned to the person who earned it.
Yours
Whatever you save
The point is — it's your money
You earned this home's appreciation. You maintained it. You paid the taxes. The commission savings belong to you — not to a brokerage with a large office and high overhead.
How the Numbers Break Down

Understanding the Full Commission Structure

Real estate commission has two sides: the listing agent (that's us) and the buyer's agent (who represents the buyer). In a traditional transaction, sellers pay both — typically 2.5–3% each side, totaling 5–6%.

Our 1% covers the listing side in full. Following the 2024 NAR settlement, sellers are no longer required to offer a buyer's agent commission through the MLS. You choose what to offer — and we advise you on the competitive rate for your specific market and property.

In practice, most Naples sellers offer 1–2% to the buyer's agent to maximize showing traffic. Even at 2% buyer-side, your total is 3% — versus the traditional 5–6%. On a $1M home, the difference between 3% and 6% is $30,000.

Broker/Owner Advantage
Traditional brokerages take a large percentage of their agents' commissions for office fees, franchise fees, and overhead. At Realty of Naples, Scott is the broker and owner. There is no commission split to the house — which is how we sustain a full-service operation at 1%.
Traditional Model
Listing Agent
Represents you, the seller. Manages marketing, showings, and negotiation.
2.5–3%
Traditional Model
Buyer's Agent
Represents the buyer. Paid by the seller from sale proceeds.
2.5–3%
Traditional Total
5–6%
Realty of Naples Model
Our Listing Fee
Full-service listing, marketing, negotiation, and transaction management.
1%
Your Choice (Post-NAR Settlement)
Buyer's Agent Offer
You decide. We advise 1–2% to stay competitive.
1–2%
Your Total
2–3%

Listing-Side Savings at Every Naples Price Point

Sale Price Traditional (6%) Our Commission (1%) You Save
$300,000$18,000$3,000$15,000
$500,000$30,000$5,000$25,000
$750,000$45,000$7,500$37,500
$1,000,000$60,000$10,000$50,000
$1,500,000$90,000$15,000$75,000
$2,000,000$120,000$20,000$100,000
$3,000,000$180,000$30,000$150,000
$5,000,000$300,000$50,000$250,000

* Traditional = 6% total commission paid by seller. Ours = 1% listing commission only.

Broker/Owner Operated — No Commission Split to the House

Traditional brokerages charge high commissions partly because agents split a large percentage of what they earn with the brokerage. Commission splits, office fees, franchise fees, and administrative overhead can consume 30–50% of what the agent collects.

At Realty of Naples, Scott Cowan is both the broker and the owner. There is no split to the house. No franchise fee. Minimal overhead. This is how we sustain a full-service listing operation at 1% — not by cutting services, but by eliminating the structural costs that inflate traditional commission rates.

Think of it like Amazon versus a traditional retailer. High volume, low margin, great service — and the consumer keeps the difference.

No franchise fees
Independent brokerage. No national franchise taking a percentage of every transaction.
No agent split
Scott is the broker and handles your listing personally. No split to the house means 100% of value goes into your service.
Volume-based model
More transactions at lower margin — the same model that built Amazon, Costco, and every other volume-driven business that passes savings to the consumer.
Technology-efficient operations
We invest in the tools that sell homes — photography, digital marketing, MLS systems — not in expensive offices and administrative overhead.

Frequently Asked Questions

Do I still need to pay a buyer's agent commission on top of your 1%?
Following the 2024 NAR settlement, you are no longer legally required to offer a buyer's agent commission through the MLS. You choose what to offer. We advise most Naples sellers to offer 1–2% to stay competitive and maximize showing traffic. Even at 2% buyer-side, your total is 3% versus the traditional 6% — saving you $30,000 on a $1M sale.
Will I get less for my home because the commission is lower?
No. Your home's sale price is determined by market conditions, pricing strategy, and negotiation — not the listing agent's commission rate. Our data-driven pricing and 35 years of negotiation experience consistently achieve top-of-market results. The savings come from our fee — not from your sale price.
Are there any hidden fees on top of the 1%?
No. Our 1% is all-in for the listing services described. There are no administrative fees, transaction fees, or surprise charges at closing. Optional add-ons like professional staging and 3D virtual tours are available at clearly disclosed rates before listing — never billed as surprises.
How is this different from a discount or flat-fee MLS service?
Discount and flat-fee services typically offer MLS listing only — no marketing, no negotiation, no transaction management. You do the work. We do everything. Our 1% is full-service representation — photography, digital advertising, open houses, offer negotiation, contract management, and closing coordination. The difference is enormous.
Is the 1% model available for luxury and high-value homes in Naples?
Yes — and this is exactly where the model is most powerful. On a $2M Pelican Bay estate, the difference between 1% and 3% listing fee is $40,000. On a $3M home it's $60,000. We have extensive experience with luxury Naples properties and the specific buyers, communities, and marketing approaches they require.
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